The Government Guarantee Scheme MADANI (GGSM) is a financing initiative introduced by the Malaysian government to support small and medium enterprises (SMEs), micro-enterprises, and informal businesses. The scheme is part of the broader MADANI framework, which focuses on fostering inclusivity, equity, and resilience in Malaysia’s economic development.
Businesses apply for loans or financing through participating financial institutions. Under GGSM, the government acts as a guarantor for a portion of the loan, which helps reduce the burden on borrowers while encouraging lenders to extend credit more willingly.
For specific details, such as eligibility criteria, participating banks, and application processes, refer here.
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